Please read this Agreement carefully before accessing or using the Service. By accessing or using the Service, you agree to be bound by the terms and conditions set forth below. Please check here to indicate that you have read the Terms and Conditions:
Terms and Conditions:
Before investing, please be advised that mutual funds, equities, annuities and/or life insurance products are investment vehicles, which are not insured by the FDIC, NCUSIF, or any federal government agency. In addition, said investment options are not deposits or obligations of, guaranteed by, or insured by, the depository institution where offered or any of its affiliates. Mutual funds, equities, annuities and/or life insurance are investments and are therefore subject to investment risk and may lose value.

Be advised that Benefit Professionals, Inc. or any of its affiliates shall not be liable for any losses incurred to a participantīs account due to a failure of a transfer of funds which were initiated by participant via either Benefit Professionals web-site, or through Benefit Professionals Voice Response System for any reason outside of Benefit Professionals control including but not limited to Acts of God or unexpected market closures. In addition Benefit Professionals, Inc. or any of its affiliates shall not be liable for any failure by a participant to properly initiate any transactions through the web site or VRU. system correctly, in which the participant incurs a loss to their account.

PLEASE NOTE: Transactions initiated before 2:00 P.M. CST will be processed the same business day, transactions initiated after the 2:00 P.M. cut off will be processed the next business day.

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